COMMERCIAL LINES

Commercial Lines

Having been a business owner for over 20 years and insurance agent for over 10 years, I understand the struggles and concerns of owning a business. This makes me an ideal partner in assisting your efforts to providing the most cost-effective coverage for your business.

We will take a comprehensive approach when reviewing all of your business policies and ensure that you understand all of the coverages that you have. We will help you to de risk profits and increase your networth with an innovation strategy that will also help you to save for retirement at the same time!

Our agents are licensed in all 50 states to serve your multiple business location needs!

Corporate Capital Strategies (for business owners)

Most common types of business policies

Liability Insurance consists primarily of liability coverage, which protects an   insured party against injury or damage claims made by other parties.

Business Auto Coverage insures vehicles that are owned, leased, hired or borrowed by businesses, whether they are associations, corporations, partnerships or sole proprietorships. Business Auto coverage may be used to insure private passenger autos and all types of trucks, trailers, semitrailers and commercial vehicles designed for use on public roads.

Workers’ Compensation coverage applies to bodily injury and diseases arising out of and in the course of employment. Any bodily injury must be accidental, and the term includes death resulting from the accident. Only occupational diseases, which are unique to the occupation, are covered. Workers’ Compensation provides for the payment of four types of benefits, medical, income, death and rehabilitation.

Property Insurance covers the risk of property loss in a variety of commercial situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and other physical items.

Inland Marine covers products, tools, materials and equipment when transported or while left at an alternate site.

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